Terms of Service

Effective Date: December 13, 2025

These Terms of Service govern your access to and use of our website, forms, communications, and services. By using our services or submitting your information, you agree to these terms.

Scope of Services

We provide professional financial related services which may include credit education, credit related assistance, tax preparation support, insurance assistance, notary services, and general financial guidance. Services vary based on the specific engagement and agreement entered into by the client.

No Guarantees

We do not guarantee specific outcomes or results. Results depend on individual circumstances, the accuracy of information provided, third party actions, and applicable laws or regulations.

Client Responsibilities

You agree to provide complete and accurate information, respond to requests in a timely manner, maintain required accounts or monitoring when applicable, and use our services for lawful purposes only.

Communication Consent

By submitting your information, you consent to receive communications related to your inquiry or services via phone call, text message, email, or other electronic methods. Message frequency varies. Message and data rates may apply. You may opt out of non essential communications at any time.

Payments and Fees

Any applicable fees will be disclosed prior to service delivery. Failure to submit payment or maintain agreed upon payment terms may result in service suspension or termination.

Limitation of Liability

We are not responsible for indirect, incidental, or consequential damages arising from the use of our services or from outcomes beyond our control.

Service Refusal or Termination

We reserve the right to refuse, suspend, or terminate services at our discretion if these terms are violated, required information is not provided, or continued service is not feasible.

Governing Law

These Terms of Service are governed by the laws of the state in which services are provided.

Updates to These Terms

We may update these Terms of Service from time to time. Any changes will be reflected by an updated effective date.